Welcome to DM Pension & Investment Solutions Ltd.
Quality Face to Face Independent Financial Advice you can trust.
We are a small family run firm of Independent Financial Advisers (IFA) with a focus on pension and investment advice. Whether you are approaching retirement and need help with your options or have capital to invest we can help. We are also pension transfer specialists and can guide you through this complex area.
We provide a very friendly and professional service with home visits mainly, throughout Lanarkshire, and Glasgow although we can help clients further afield in Renfrew, Ayrshire, Lothian, Edinburgh and Central Scotland. Contact us on 01698 815 006 to arrange a consultation
"My aim is to make the advice process easy for my clients. Professionalism and transparency are key. I take great pride in the client feedback I receive. Frequently clients are worried at key stages in their life, such as retirement. My goal is to remove this anxiety and handle the whole process from start to finish." David Mulholland - Chartered Financial Planner.
"Really pleased I chose DM Pension & Investment Solutions Ltd. David provided first class service and helped me all the way through the process. "
W Closs, Bellshill
"We are very happy with DM Pension & Investment Solutions Ltd. David is a very easy adviser to deal with. Everything is clearly explained and he always goes that extra mile to be helpful. "
J Taylor, Carluke
"We found David to be friendly, punctual and supplied a genuine and professional service. I would certainly recommend to anyone. "
J MacDermaid, Airdrie
Our adviser David Mulholland is a Chartered Financial Planner. Only a small percentage of advisers in the UK have achieved this status. Chartered status is the pinnacle for the financial planning professional. David has over 20 years experience in Financial Services.
DM Pension & Investment Solutions Ltd can provide unbiased financial advice on:
(click on the links below for more details)
INVESTMENTS | RETIREMENT PLANNING | PENSIONS | LIFE INSURANCE | INHERITANCE PLANNING | ANNUITIES & DRAWDOWN
We pride ourselves in giving our clients a first class service with financial advice they can trust. Click here to view our CUSTOMER COMMENTS
We provide our services to a broad spectrum of people - irrespective of income and wealth. Our financial adviser, David Mulholland is independent and therefore can search the market for you. We work on your behalf.
We can provide advice on a host of areas. Please click on the links below for more information:
Here are just a few examples where we can help:
EXAMPLE 1: Client A is approaching his 65th birthday and has received retirement forms from his personal pension provider. He has various retirement options but isn't sure what is the best course of action.
SOLUTION: DM Pension & Investment Solutions Ltd are able to contact other annuity providers in the marketplace and enable him to achieve a higher income than his current personal pension company could offer. Additionally we are able to consider the merits of more flexible retirement solutions such as pension flexi access drawdown. As well as providing comprehensive retirement advice, we also complete all the forms / applications through to conclusion.
EXAMPLE 2: Client C is retired and has a large sum in her bank account. She would like a better return on her capital and maybe take some income from her investments.
SOLUTION: DM Pension & Investment Solutions Ltd are able to research numerous investment funds to match her attitude to investment risk and recommend the most suitable funds and products. We can also provide ongoing portfolio reviews on an annual basis.
EXAMPLE 3: Clients D has a defined benefit pension(final salary) and wants to transfer this to achieve a higher tax free lump sum and have greater flexibility in retirement.
SOLUTION: DM Pension & Investment Solutions Ltd are able to conduct a transfer analysis and carry out a transfer into flexi-access drawdown to meet the client's goals.
To find out how we can help or arrange a home visit please contact us on 01698 815 006
- Lifetime annuity
- Pension drawdown
- Pension annuity
- Ill health annuity
- Enhanced pension annuity
- Pension transfers (Defined benefit and Defined Contribution)
- Personal pension
- Stakeholder pensions
- SIPP (self invested personal pensions)
So if you're looking for independent financial advice to cash your pension or to start a pension plan then please contact us. Our pension services also extend to clients going through divorce and receiving a pension sharing order.
You may be approaching your retirement date and looking for annuity quotes. We provide a full quote and arrangement service throughout most of Scotland including Glasgow, Edinburgh, Ayrshire, Stirling and Lothian.
PENSION TRANSFER SPECIALISTAt DM Pension & Investment Solutions we have an authorised pension transfer specialist who provides independent financial advice for deferred members of defined benefit pensions. (also known as a final salary pension transfer) Evaluating the best pension transfer options can be complex. You may wish to consider a pension transfer from a previous employer scheme to increase tax free cash, improve death benefits or provide retirement flexibility.
FLEXI_ACCESS DRAWDOWNMany clients wish flexible pension benefits through pension drawdown. Being independent we are able to choose from a number of drawdown pension providers. We normally provide a free initial consultation to help provide a guide to pension flexi-access drawdown options and cover the rules of pension drawdown.
INVESTMENTS AND SAVINGSAs well as pension and retirement advice, we can advise on various investment products as follows:
- Cash investments (bank accounts, National Savings and Cash ISAs)
- Investment bonds
- Stocks and Shares ISA
- Unit Trusts
- Fund Supermarkets / Fund Platforms
CHOOSE THE RIGHT IFAIf you are trying to find a financial advisor (find an IFA) then look no further.
DM Pension & Investment Solutions Ltd are:
- Highly qualified
- Professional & Friendly
We can liaise with the following on your behalf:
The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Principal David Mulholland FPFS, Cert CII
We are proud of the comprehensive and professional service we provide to our clients. However if you wish to make a complaint, please contact us. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567
We can provide independent financial advice and home visits throughout Glasgow, Edinburgh, Lanarkshire and Scotland including the following towns and villages: Airdrie , Ayr, Ballieston, Bathgate, Bearsden, Bellshill, Biggar, Blackwood, Blantyre, Bothwell, Busby, Cambuslang, Carluke, Clydebank, Coatbridge, Cumbernauld, East Kilbride, Falkirk, Hamilton, Irvine, Kilmarnock, Lanark, Largs, Larkhall, Lesmahagow, Livingston, Motherwell, Newton Mearns, Paisley, Renfrew, Rutherglen, Shotts, Stirling, Stonehouse, Strathaven, Tannochside, Uddingston, Viewpark and Wishaw
To arrange a financial consultation please phone 01698 815 006 or click here to visit our CONTACT US page.