Independent Pension & Investment Advice
Home visits throughout Lanarkshire, Glasgow & Central Scotland.

Pensions Glasgow ~ pension withdrawal Glasgow ~ Pension fund withdrawal Glasgow ~ Unsecured Pension income Glasgow ~ annuity advisor Glasgow ~ Annuity Rates Glasgow ~ Annuity Advice Glasgow ~ drawdown pension advice Glasgow

Pensions Glasgow, annuity advice glasgow

When approaching retirement there are many things to consider. It is important to think about your future income. For most this includes considering your pension options. There are many retirement option and products available and it's beneficial to contact an Independent Financial Adviser (IFA) to discuss your pension options in more detail.

 

Annuity Advice Glasgow

As you approach your retirement date, your pension provider will provide you with an information pack with annuity options. It is not always financially beneficial to draw your annuity with your current provider.
Your insurance company will make you aware that you have an 'Open market Option' allowing you to choose an alternative provider. Let DM Pension & Investment Solutions Ltd shop around for you to get the best annuity rate. In addition we will also discuss more flexible retirement options such as drawdown and recommend the most suitable solution for you.

Some of the key factors to consider when retiring are:

  • How much pension income do you require.
  • What effect will inflation have on your pension.
  • Do you need flexibility.
  • Do you have a spouse or dependants that you wish to provide for.

 

Drawdown Pension Advice

If you have a substantial pension fund or wish flexibility, you may wiah to consider a drawdown pension.

An income drawdown pension (or unsecured pension) gives you control how and when you receive an income from your pension, giving you the flexibility if your circumstances change.

An income drawdown pension allows you to take income from your pension fund while the fund remains invested and continues to benefit from any fund growth. Similarly your fund could also decrease in value meaning a lower income in the future, so finding the right balance of risk and reward for you is essential.

 

To find out how DM Pension & Investment Solutions Ltd can help or to arrange a home visit please contact us on
01698 815 006 or REQUEST A CALL BACK HERE

Home

Pensions Glasgow ~ pension withdrawal Glasgow ~ Pension fund withdrawal Glasgow ~ Unsecured Pension income Glasgow ~ annuity advisor Glasgow ~ Annuity Rates Glasgow ~ Annuity Advice Glasgow

 

Chartered Financial AdviserDM Pension & Investment Solutions Ltd is authorised and regulated
by the Financial Conduct Authority under reference 758771.